🎓All Courses​
đź’° A. Saving Strategies
Smart Budgeting for Beginners

Overview
Take control of your money with “Smart Budgeting for Beginners” — a practical, step-by-step course designed for everyday individuals who want to build financial stability through effective budgeting. Whether you’re salaried, freelance, or managing multiple income streams, you’ll learn how to create a budget that fits your life, unlock savings potential, and set the foundation for investing.
What You’ll Learn
By the end of this course you will be able to:
Understand and map your total income and recurring expenses
Choose a budgeting method that works for you (e.g., the popular 50/30/20 rule)
Track and categorize your spending to identify “money leaks”
Automate savings and treat them as a non-negotiable “bill”
Set realistic short- and medium-term financial goals (including emergency fund, debt payoff, and saving for investment)
Adjust your budget as your life or income changes

